Of the sum, US$22.7 million will be offered to enterprises while the remaining for households and individuals at an annual interest of 6-8%.

Ship-owners will be entitled to an interest waiver for six months, starting from April 8.

Those who had their fisheries suffer from mass deaths are able to repay their loans interest-free for three months from April 8, and those who suffered slow consumption can enjoy a one-month interest-free payment starting from April 8.

Borrowers who are indirectly affected are entitled to a 50% discount of interest on their outstanding loans, also from April 8.

All outstanding loans and interest will be restructured.